<\/span><\/h3>\nP2P \u501f\u8cb8\uff08Peer-to-Peer Lending\uff09\u662f\u4e00\u7a2e\u900f\u904e\u7db2\u8def\u5e73\u53f0\uff0c\u5c07\u9700\u8981\u501f\u9322\u7684\u4eba\uff08\u501f\u6b3e\u4eba\uff09\u548c\u9858\u610f\u501f\u9322\u7d66\u5225\u4eba\u7684\u4eba\uff08\u6295\u8cc7\u4eba\uff09\u76f4\u63a5\u9023\u63a5\u7684\u65b9\u5f0f\uff0c\u8df3\u904e\u9280\u884c\u7b49\u4e2d\u4ecb\uff0c\u964d\u4f4e\u5229\u7387\u5dee\u7570\u3002\u501f\u6b3e\u4eba\u4eab\u6709\u8f03\u4f4e\u5229\u7387\uff0c\u6295\u8cc7\u4eba\u7372\u5f97\u8f03\u9ad8\u56de\u5831\u3002<\/p>\n
\u501f\u6b3e\u4eba\u61c9\u78ba\u8a8d\u5e73\u53f0\u624b\u7e8c\u8cbb\u8207\u5229\u7387\u5408\u7406\uff0c\u78ba\u4fdd\u9084\u6b3e\u80fd\u529b\uff0c\u907f\u514d\u5f71\u97ff\u4fe1\u7528\uff0c\u4e26\u9078\u64c7\u5408\u6cd5\u53ef\u9760\u7684\u5e73\u53f0\u3002\u6295\u8cc7\u4eba\u9700\u95dc\u6ce8\u9055\u7d04\u98a8\u96aa\uff0c\u5206\u6563\u6295\u8cc7\u591a\u4f4d\u501f\u6b3e\u4eba\u4ee5\u964d\u4f4e\u640d\u5931\u3002<\/p>\n
\u7533\u8acb\u689d\u4ef6\u901a\u5e38\u70ba\u5e74\u6eff 20-55 \u6b72\u3001\u56fa\u5b9a\u6536\u5165\u53ca\u4fe1\u7528\u826f\u597d\u7684\u672c\u570b\u570b\u6c11\u3002\u6d41\u7a0b\u5305\u542b\u9078\u5b9a\u5408\u6cd5\u5e73\u53f0\u3001\u586b\u5beb\u7533\u8acb\u66f8\u3001\u63d0\u4f9b\u8b49\u4ef6\u8207\u85aa\u8cc7\u8b49\u660e\u3001\u5be9\u6838\u5c0d\u4fdd\u53ca\u5a92\u5408\uff0c\u5a92\u5408\u6210\u529f\u5f8c\u5373\u53ef\u64a5\u6b3e\u3002\u7136\u800c\uff0cP2P \u5e73\u53f0\u76ee\u524d\u7121\u91d1\u7ba1\u6703\u76e3\u7ba1\uff0c\u53ef\u80fd\u9762\u81e8\u9055\u7d04\u3001\u8a50\u6b3a\u3001\u5e73\u53f0\u5012\u9589\u53ca\u8cc7\u8a0a\u4e0d\u900f\u660e\u7b49\u98a8\u96aa\u3002\u5efa\u8b70\u6df1\u5165\u4e86\u89e3\u5e73\u53f0\u898f\u5247\u8207\u9055\u7d04\u8655\u7406\u65b9\u5f0f\uff0c\u624d\u80fd\u5728\u4fdd\u969c\u672c\u91d1\u7684\u540c\u6642\u7372\u53d6\u7a69\u5b9a\u6536\u76ca<\/p>\n
<\/p>\n
<\/span>\u89aa\u670b\u597d\u53cb\u501f\u6b3e<\/strong><\/span><\/h3>\n\u89aa\u670b\u597d\u53cb\u501f\u9322\u901a\u5e38\u7121\u9700\u652f\u4ed8\u5229\u606f\uff0c\u4e5f\u4e0d\u6703\u6709\u56b4\u683c\u7684\u9084\u6b3e\u671f\u9650\uff0c\u8b93\u501f\u6b3e\u58d3\u529b\u76f8\u5c0d\u8f03\u5c0f\u3002\u4f46\u9700\u8207\u89aa\u53cb\u5354\u5546\u6e05\u695a\u9084\u6b3e\u7d30\u7bc0\uff0c\u5982\u679c\u672a\u80fd\u5982\u671f\u9084\u6b3e\uff0c\u53ef\u80fd\u6703\u5f71\u97ff\u96d9\u65b9\u7684\u611f\u60c5\uff0c\u751a\u81f3\u9020\u6210\u9577\u671f\u7684\u95dc\u4fc2\u88c2\u75d5\u3002<\/p>\n
<\/p>\n
<\/span>\u5feb\u901f\u501f\u6b3e10\u5927\u9677\u9631\u66dd\u5149\uff01\u6559\u4f60\u5982\u4f55\u907f\u958b\u8a50\u9a19\u5371\u6a5f\uff01<\/span><\/h2>\n <\/p>\n
\u5728\u501f\u6b3e\u5e02\u5834\uff0c\u5feb\u901f\u653e\u6b3e\u7684\u5ee3\u544a\u4ee4\u4eba\u5fc3\u52d5\uff0c\u4f46\u5176\u4e2d\u6697\u85cf\u7684\u98a8\u96aa\u4e0d\u53ef\u5ffd\u8996\u3002\u4ee5\u4e0b\u8a73\u5217\u5341\u5927\u5e38\u898b\u9677\u9631\uff0c\u5e6b\u52a9\u60a8\u8b58\u7834\u8a50\u9a19\u624b\u6cd5\uff0c\u5b88\u8b77\u8ca1\u52d9\u5b89\u5168\u3002<\/p>\n
<\/p>\n
<\/span>\u4fdd\u8b49\u904e\u4ef6\u9677\u9631<\/strong><\/span><\/h3>\n\u4e00\u4e9b\u5e73\u53f0\u8072\u7a31\u300c\u6709\u7279\u6b8a\u7ba1\u9053\u300d\uff0c\u4fdd\u8b49\u8cb8\u6b3e100%\u904e\u4ef6\uff0c\u751a\u81f3\u8aaa\u4ed6\u5011\u624b\u4e0a\u7684\u6848\u5b50\u5f9e\u672a\u88ab\u99c1\u56de\u3002\u9019\u4e9b\u8aaa\u6cd5\u901a\u5e38\u7528\u4f86\u5438\u5f15\u6025\u9700\u7528\u9322\u4e14\u7f3a\u4e4f\u8cb8\u6b3e\u7d93\u9a57\u7684\u4eba\u3002<\/p>\n
\n- \u98a8\u96aa<\/strong>\uff1a\u4efb\u4f55\u5408\u6cd5\u7684\u9280\u884c\u6216\u91d1\u878d\u6a5f\u69cb\u90fd\u9700\u8981\u4f9d\u7167\u501f\u6b3e\u4eba\u7684\u4fe1\u7528\u3001\u6536\u5165\u53ca\u9084\u6b3e\u80fd\u529b\u9032\u884c\u5be9\u6838\u3002\u4e0d\u7d93\u5be9\u6838\u76f4\u63a5\u904e\u4ef6\uff0c\u5f80\u5f80\u662f\u9ad8\u5229\u8cb8\u6216\u8a50\u9a19\u96c6\u5718\u7684\u624b\u6cd5\u3002<\/li>\n
- \u89e3\u6c7a\u65b9\u5f0f<\/strong>\uff1a\u9078\u64c7\u6b63\u898f\u4e14\u53d7\u76e3\u7ba1\u7684\u91d1\u878d\u6a5f\u69cb\uff0c\u5c0d\u65bc\u4efb\u4f55\u8072\u7a31\u4fdd\u8b49\u904e\u4ef6\u6216\u300c\u7279\u6b8a\u65b9\u6848\u300d\u7684\u5ee3\u544a\uff0c\u52d9\u5fc5\u63d0\u9ad8\u8b66\u89ba\u3002<\/li>\n
- \u6ce8\u610f\u4e8b\u9805<\/strong>\uff1a\u8cb8\u6b3e\u662f\u4e00\u7a2e\u56b4\u8085\u7684\u91d1\u878d\u884c\u70ba\uff0c\u5feb\u901f\u653e\u6b3e\u80cc\u5f8c\u53ef\u80fd\u96b1\u85cf\u9ad8\u984d\u5229\u7387\u6216\u4e0d\u5408\u7406\u689d\u4ef6\u3002\u5408\u6cd5\u91d1\u878d\u6a5f\u69cb\u4e0d\u53ef\u80fd\u9055\u53cd\u5be9\u6838\u7a0b\u5e8f\u3002<\/li>\n<\/ul>\n
<\/h3>\n<\/span>\u990a\u4fe1\u7528\u8a50\u9a19<\/strong><\/span><\/h3>\n\u67d0\u4e9b\u4e0d\u6cd5\u5206\u5b50\u6703\u8072\u7a31\u300c\u5e6b\u4f60\u63d0\u5347\u4fe1\u7528\u5206\u6578\u300d\uff0c\u8981\u6c42\u8fa6\u7406\u4fe1\u7528\u5361\u3001\u624b\u6a5f\u9580\u865f\u6216SIM\u5361\uff0c\u4e26\u6536\u53d6\u9ad8\u984d\u8cbb\u7528\uff0c\u751a\u81f3\u6697\u4e2d\u76dc\u5237\u4fe1\u7528\u5361\u6216\u9032\u884c\u5176\u4ed6\u8a50\u9a19\u6d3b\u52d5\u3002<\/p>\n
\n- \u98a8\u96aa<\/strong>\uff1a\u4fe1\u7528\u57f9\u990a\u662f\u4e00\u500b\u9577\u671f\u904e\u7a0b\uff0c\u7d55\u7121\u53ef\u80fd\u77ed\u671f\u5167\u5feb\u901f\u63d0\u5347\u3002\u9019\u985e\u8a50\u9a19\u4e0d\u50c5\u6703\u5c0e\u81f4\u91d1\u9322\u640d\u5931\uff0c\u9084\u53ef\u80fd\u4f7f\u60a8\u6210\u70ba\u8a50\u9a19\u7684\u5171\u72af\u3002<\/li>\n
- \u89e3\u6c7a\u65b9\u5f0f<\/strong>\uff1a\u4fe1\u7528\u7684\u5efa\u7acb\u9700\u4f9d\u9760\u6b63\u898f\u91d1\u878d\u884c\u70ba\uff0c\u4f8b\u5982\u6309\u6642\u9084\u6b3e\u6216\u4f7f\u7528\u5408\u6cd5\u91d1\u878d\u7522\u54c1\u3002\u4e0d\u8981\u8f15\u4fe1\u4efb\u4f55\u8072\u7a31\u80fd\u5feb\u901f\u300c\u990a\u4fe1\u7528\u300d\u7684\u65b9\u6848\u3002<\/li>\n
- \u6ce8\u610f\u4e8b\u9805<\/strong>\uff1a\u62d2\u7d55\u63d0\u4f9b\u4efb\u4f55\u500b\u4eba\u8cc7\u6599\u6216\u652f\u4ed8\u8cbb\u7528\u7d66\u4e0d\u660e\u4eba\u58eb\uff0c\u907f\u514d\u6210\u70ba\u8a50\u9a19\u53d7\u5bb3\u8005\u3002<\/li>\n<\/ul>\n
<\/h3>\n<\/span>\u9ad8\u984d\u5229\u7387\u9677\u9631<\/strong><\/span><\/h3>\n\u67d0\u4e9b\u501f\u6b3e\u5e73\u53f0\u521d\u671f\u8072\u7a31\u5229\u7387\u4f4e\uff0c\u4f46\u5be6\u969b\u6708\u5229\u7387\u9ad8\u905410%\u4ee5\u4e0a\u3002\u501f\u6b3e\u4eba\u4e00\u65e6\u7121\u6cd5\u6309\u6642\u9084\u6b3e\uff0c\u5229\u606f\u6efe\u52d5\u589e\u52a0\uff0c\u5c0e\u81f4\u9084\u6b3e\u91d1\u984d\u9060\u8d85\u9810\u671f\u3002<\/p>\n
\n- \u98a8\u96aa<\/strong>\uff1a\u9ad8\u5229\u8cb8\u901a\u5e38\u6703\u900f\u904e\u8907\u96dc\u7684\u8a08\u7b97\u516c\u5f0f\uff0c\u8b93\u501f\u6b3e\u4eba\u5c0d\u9084\u6b3e\u91d1\u984d\u7684\u5be6\u969b\u8ca0\u64d4\u4e00\u7121\u6240\u77e5\u3002<\/li>\n
- \u89e3\u6c7a\u65b9\u5f0f<\/strong>\uff1a\u5728\u501f\u6b3e\u524d\u8981\u6c42\u5e73\u53f0\u63d0\u4f9b\u5b8c\u6574\u7684\u5e74\u5229\u7387\uff08APR\uff09\u8cc7\u8a0a\uff0c\u4e26\u6bd4\u8f03\u4e0d\u540c\u6a5f\u69cb\u7684\u689d\u4ef6\u3002<\/li>\n
- \u6ce8\u610f\u4e8b\u9805<\/strong>\uff1a\u907f\u514d\u50c5\u95dc\u6ce8\u521d\u671f\u7684\u4f4e\u5229\u7387\u5ba3\u50b3\uff0c\u61c9\u4ed4\u7d30\u8a08\u7b97\u9084\u6b3e\u7e3d\u91d1\u984d\uff0c\u4e26\u7559\u610f\u5408\u7d04\u4e2d\u7684\u5229\u606f\u689d\u6b3e\u3002<\/li>\n<\/ul>\n
<\/h3>\n<\/span>\u96b1\u85cf\u8cbb\u7528<\/strong><\/span><\/h3>\n\u67d0\u4e9b\u5e73\u53f0\u4ee5\u4f4e\u5229\u7387\u5438\u5f15\u501f\u6b3e\u4eba\uff0c\u4f46\u4e8b\u5f8c\u537b\u6536\u53d6\u9ad8\u984d\u7684\u624b\u7e8c\u8cbb\u3001\u6587\u4ef6\u8655\u7406\u8cbb\u6216\u4fdd\u8b49\u91d1\u3002<\/p>\n
\n- \u98a8\u96aa<\/strong>\uff1a\u9019\u985e\u96b1\u85cf\u8cbb\u7528\u901a\u5e38\u672a\u5728\u501f\u6b3e\u521d\u671f\u660e\u78ba\u544a\u77e5\uff0c\u5c0e\u81f4\u501f\u6b3e\u4eba\u627f\u64d4\u8d85\u51fa\u9810\u671f\u7684\u6210\u672c\u3002<\/li>\n
- \u89e3\u6c7a\u65b9\u5f0f<\/strong>\uff1a\u501f\u6b3e\u524d\u8981\u6c42\u8a73\u7d30\u5217\u51fa\u6240\u6709\u8cbb\u7528\u660e\u7d30\uff0c\u4e26\u78ba\u8a8d\u501f\u6b3e\u7e3d\u984d\u8207\u5be6\u969b\u53ef\u7528\u91d1\u984d\u3002<\/li>\n
- \u6ce8\u610f\u4e8b\u9805<\/strong>\uff1a\u8b39\u614e\u6aa2\u67e5\u5408\u7d04\u5167\u5bb9\uff0c\u907f\u514d\u56e0\u758f\u5ffd\u800c\u652f\u4ed8\u4e0d\u5fc5\u8981\u7684\u96b1\u85cf\u8cbb\u7528\u3002<\/li>\n<\/ul>\n
<\/h3>\n